Underwrite faster with real banking visibility.
SyncData ingests raw IBV data, classifies cash flow, and delivers explainable capital recovery analysis for credit teams. Trusted by lenders across Canada to evaluate risk, fraud, and repayment capacity in seconds.
Bank-grade security | Proprietary cash-flow models | Human-readable reports
Live portfolio snapshot
Decision teams rely on SyncData to highlight overdraft room, NSF velocity, micro-lender exposure and fraud flags before funds go out.
IBV reports scored YTD
Approvals using AI summary
Capital reviewed monthly
Scroll to see how we accelerate underwriting
Why lenders choose SyncData
Purpose-built for Canadian credit teams to read banking data, flag risk, and generate underwriting-ready insights in seconds.
Normalize statements from every Canadian FI and surface recurring credits, debits, and anomalies automatically.
Model expected collections, breakeven points, and scenario tiers for any risk posture with 1.7x terms.
Detect payday patterns, overdraft coverage, NSF bursts, micro-lender activity, and gaming risk before approving.
Adjust thresholds by product or partner, enforce auto-decline policies, and log every manual override.
Measure approval rates, recovery performance, and fraud loss against peer cohorts powered by SyncData.
Webhook ingestion, REST APIs, dashboards, and billing automation in one place.
Integrations
Works with your existing stack: queues, APIs, data lakes, BI, and notification channels.
Testimonials
“We cut underwriting backlog by 50% in the first month.”
Benjamin N.
Operations Lead
“Our analysts get to a confident decision in minutes instead of hours.”
DJ
Credit Ops Lead
“Integration was live in a week with excellent support.”
Moh G.
CTO
FAQ
How long does onboarding take?
Typically 3-7 days depending on your integrations and data volume.
Do you support SSO and permissions?
Yes. SAML / OAuth2 SSO, granular RBAC, and full audit trails are included.
Who can access my data?
Your data stays under your control. We enforce least-privilege access and encryption in transit and at rest.
Can I export the data?
CSV exports, REST APIs, and BI connectors are available out of the box.
Book a live walkthrough
We will review your underwriting flow, connect sample IBV data, and show how SyncData surfaces cash-flow metrics, overdraft behavior, and capital recovery scenarios tailored to your risk posture.
AI-ready IBV parsing across all major Canadian FIs.
Capital recovery models, overdraft signals, and fraud heuristics in one report.
Billing simplified with automated, card-on-file workflows for approved users.
Tell us about your team
Complete the form and you'll receive an acknowledgement from support@icollector.ai within minutes.
Ready to get started?
Invite your team and connect your first banking sources in minutes.